Bank Career Hierarchy

The banks play an effective role in determining the economic conditions of each particular country. A strong banking system is very much required to assist the country in terms of financial aspects.

One of the most essential things that each and every banking organization need, is efficient manpower. Without the presence of highly skilled and well trained banking professionals, economic progress may become a difficult goal to attain. There are a huge number of candidates who opt for the banking career each year.

This article will help those students in getting a detailed knowledge about the bank career hierarchy that is prevalent in most of the public sector and private sector banks. Candidates can get to know about the job roles of different professionals from the lowest to the highest level. So, let’s start from the junior to the senior levels.

Bank Career Hierarchy
Bank Career Hierarchy

Junior Management


The clerical positions are the front office positions. The clerks are appointed in different sections of the banks, depending upon the requirements such as current deposit, term deposits, savings account, retail loans, agricultural loans and cash credit sections etc.


The bank officers conduct seminars and business planning sessions, in order to discuss the matters concerning the operations of the bank. They analyze the monthly reports and prepare finalized financial reports, to be submitted to higher management.

Middle Management


S/he oversees the daily operations of the bank and guides the junior staffs in their individual departments. The bank managers work closely with the marketing team, in order to develop flexible programs for the customers.

Senior Manager

The senior managers are associated with the different sections, based on the educational qualifications. They may engage in the loan section, investment or account service operations.

Senior Management

Chief Manager

The chief manager manages the list of implementations of accounts and also the whole accounting processes. The other job roles of the chief manager are; reporting to shareholders, cost control, budgeting and reporting to local authorities.

Assistant general Manager

An assistant general manager solves the different queries of customers regarding the savings and current accounts. They describe the value of the different banking products and services to the customers.

Top Management

Deputy General Manager

A deputy general manager works under a general manager. The main role is to monitor various banking policies and procedures and to assist the general manager and the chief financial officer in their duties.

General Manager

A general manager directs and coordinates the different simple and complex operations of the bank. They analyze the different processes running within the bank and deliver the final reports to the chief financial officer.

Chief Financial Officer

The chief financial officer is an important constituent of the bank career hierarchy, who supervises the financial unit of the bank and reports directly to the chief executive officer. The CFOs conduct various operations such as cost benefit analysis, budget analysis and forecasting.

Chief Executive Officer

A CEO should be well knowledgeable in various aspects such as capital management, business communication, portfolio management, security analysis and finance laws etc.


The president oversees the operations of all the top management professionals. In addition, the president is responsible for the planning and implementation of various banking policies.